Everybody that owns a car needs auto insurance and nobody is happy about paying for it. After all, auto insurance can cost you hundreds of dollars per month if you’re leasing a car or driving an expensive vehicle. Rates can also be high for drivers with past accidents or moving violations.
However, auto insurance doesn’t have to be outrageously expensive, and there are ways you can pay less. Use this guide to help you find a quote that works with your budget.
1. Get quotes from more than one insurance provider and let them know what the others are telling you. Believe it or not, some insurance brokers have wiggle room when it comes to the rates they charge you. If they know you’re going to go with somebody else they might just work with you to find a rate that’s more appealing.
2. Ask friends and family where they get their auto insurance. Many people do the research, so why not reap the rewards of their hard work. There’s nothing wrong with asking somebody if they have a good broker or a great rate. They’ll be happy to pass that information along to you.
3. Consider getting a quote from an insurance provider that helps you with something else. For example, the person that sold you your life insurance or your homeowner’s insurance may be able to help with your auto insurance as well. In some cases, having multiple plans with one broker can save you a lot.